Wealth Management & Financial Planning areas of advice: Personal Planning and Business Planning.
Personal Planning
- Wealth Management & Investment Planning
- Asset Protection & Estate Planning
- Later Life Planning
- Financial Planning for compensation recipients
- Trust Investment Planning & Review
- Tax Planning
- Retirement Planning options
- Education Planning
- Giving & Philanthropic Planning
- Planning as a result of Relationship breakdown
- Budgeting & Debt Repayment Planning
- Life, Critical Illness and Income Protection
- Financial Life Planning
- Financial Forecasting & Cashflow Modelling
- Values-Based Financial Planning™
Business Planning
- Wealth Management & Investment Planning
- Asset Protection & Estate Planning
- Tax Planning
- Retirement Planning options (SSAS, SIPP)
- Succession Planning
- Key Person Protection
- The ‘Company Will’
- Share Protection & Partnership Protection
- Directors’ Loan Account Protection
- Loan Protection
- Loan Guarantor Protection
- Employee Benefits – death, illness
- Auto-Enrolment Planning
Business Owners
- ‘Company Wills’: our colleagues can make sure that your personal wills and business succession documentation work together for the asset protection, succession and to preserve the tax reliefs on business assets to which you are entitled.
- Business protection: planning to protect your business and people who matter to you following the death, serious injury or illness of a director, partner or key member of the business; advice on business-related insurance, such as life or critical illness insurance
- Corporate investment: advice on tax-efficient, higher return investments without loss of access to corporate capital
- Income protection: providing directors or partners with a regular income (to replace drawings or salary) in the event of prolonged absence from work, due to illness or incapacity
- Mortgages and finance: access to advice for business owners on cost-effective specialist mortgages, finance and re-financing
- Private medical insurance: access to advice and comparison and recommendation of schemes appropriate to business owners and key employees
- Remuneration and profit extraction: advice on optimising the tax efficiency of your remuneration
- Retirement planning: including the use of Self Invested Personal Pension Plans (SIPPs) and Small Self-Administered Schemes (SSASs), and advice on the use of pension funds for the purchase of commercial property and land.
Employee Benefits
If you are an employer wishing to attract and keep high quality, loyal employees we can advise you on a range of options to enhance the employment packages you offer them including:
- Death in service schemes: to provide life assurance benefits to employees and their families in a cost and tax efficient way.
- Group critical illness schemes: to provide a business or an individual with a tax-free lump sum if they suffer a critical illness or permanent incapacity.
- Group income protection schemes: to provide an individual with a regular income during a prolonged absence from work due to ill health or an accident.
- Pension schemes: comprehensive advice on new pension schemes and review of existing arrangements, of particular value to employers with the phased introduction of automatic enrolment into workplace pension schemes.
A pension is a long-term investment. Your eventual income may depend on the size of the fund at retirement, future interest rates and tax legislation.
Get in contact with us today and see how we can make the most of your purpose driven investments.
